OCTOBER 2009
TO VIEW SEPTEMBER 30TH FLYER:
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JPG PAGE TWO
PDF PAGE ONE
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The following information is included in our September 2009 30TH Flyer.
It is repeated here in case you did not get it, or cannot view PDF or
JPG formats.
ANNUAL MEETING
Due to current economic pressures and conditions there will be NO COST
to attend our 2009 Annual meeting. No meal will be provided. Please join
us at the Marion IVY Tech Campus (just South of our Main branch), December
9, 2009, 6:30 PM. Snacks, gifts, door prizes, and a meeting will be included
at NO COST.
We will vote for three board positions!
No RSVP required!!
TRANSFER A LOAN AND SAVE
Recent surveys report the average person could reduce their loan rate by
at least 2% simply by transferring their loan from a bank to GCC FCU. This
simple change could save you over $600 on $10,000 borrowed for 5 years.
Refer a friend
your "gift" will keep giving and giving for
5 years!
RATES AND FEES
November 1, 2009
Account Research / ½ hr 10.00
ACH Notice of Change 2.00
ACH Return Item 5.00
Airmail Monthly Statements 5.00
Cashier's Check 3.00
Check Cashing (<$50 savings,
no other services) 5.00
Check, (foreign) 6.25
Check Overdraft (NSF) (per draft / ACH) 25.00
Check Stop Payment Order (per order). 10.00
Check Writing (ck written by GCCFCU) 3.00
Copy: Canceled Draft 5.00
Copy: Monthly Statement. 5.00
Debit / ATM Card Replacement 10.00
Debit Overdraft 25.00
Dormant account (monthly) 5.00
IRA Annual Fee 30.00
IRA Open / Close 10.00
IRA Prior Year Contribution 10.00
IRA Minimum Balance 500.00
Minimum Balance (per member) 5.00
Minimum Deposit/Draft Account 50.00
Money Order 3.00
Loan Late Payment 15.00
Overdraft Transfer (automatic). 2.00 Return, Deposited Item 10.00
Return, Check for Payment 25.00
Safe Deposit Boxes (annual fee) 10.00 -35.00
Stmt Reconciling / Research (per ½ hr) 10.00
Visa Late Payment 25.00
Visa Over Limit 25.00
Visa Replacement Card 10.00
Wire, Incoming 8.00
Wire, CU to CU Transfer (within system) 2.00
Wire, Outgoing (domestic) 8.00
Wire, Outgoing (international) 40.00
FEDERAL EXAMINATION
Recently our Federal Examiner was pleased with the financial condition
of GCC FCU. After moving into our new building, GCC FCU's budget is still
looking good!
GCC FCU VISA
The Card of Choice
GCC FCU's Visa provides:
· Cash Back on EVERY purchase.
· 25 days grace period.
· Free Online reviews and payment methods available.
· And, if you have a problem, a PERSON to talk to!!
DID YOU KNOW
.
While being a smaller credit union with
personal attention, GCC FCU has several products designed to make life
easy for you. Some are specifically designed to help prevent fraud.
All of these products are provided
FREE OF CHARGE
DEBIT & ATM CARDS
ONLINE BANKING
ONLINE STATEMENTS
ONLINE BILL PAY
WEB SITE
VISA CARDS
ONLINE VISA
ONLINE HELP
NEW OFFICE HOURS
Effective Nov. 1, 2009
Main
Lobby
M-F 9:00 - 4:00
Drive Thru
M -TH 8:30 - 4:30
FRI 8:30 - 5:00
Downtown
MON 8:00 - 1:00, 2:00- 4:30
T/W/TH 8:00 - 1:00
FRI 8:00 - 1:00, 2:00- 5:00
SAVE WITH GCCFCU'S NEW PROGRAMS
During hard times, GCC FCU is please to announce
three new programs designed to provide savings to your and your family
.
MEMBER LOYALTY DISCOUNTS
GCC FCU members with active services may now be eligible for EVEN LOWER
LOAN RATES. Receive additional discounts on your loan rates for having
the following active services at GCC FCU:
· Other Loans
· Direct Payroll Deposit
· Certificate of Deposit
· Checking
· VISA Card
· IRA
SUPER SAVER CLUB (COMING SOON)
Join our Super Saver Club. Discounts abound including:
Ø$100,000 in AD&D - CC
ØCash Rewards - Registered Card
ØCompanion Airfare
ØDiscounted Gift Cards
ØOnline Local Savings
ØMy GetAway
ØEveryday Rebates
ØSavers Club Discount Book
-Movie Tickets
-Grocery Coupons
-Half-price Hotel Offerings
PRESCRIPTION / RX CARD (COMING SOON)
GCC FCU's new Rx Pharmacy Card will provide discounted prescriptions,
medical supplies, and much, much more. At no cost to you, an average of
30% - 50% savings may be provided at many local and national pharmacies,
etc. Web access will provide even more savings programs.
Again: at no cost to you!!
July 2009: GCC FCU's
assest surpass $7,500,000 (seven and a half million) 2009's asset goal
has been achieved in only 6 months!
June 2009: Where is
the recession we have been hearing? After May's larges month ever in loan
volume, JUNE DOUBLED MAY!!! I guess the word is out... GCC FCU is the
place to get your next loan! Apply online at www.grantcountyfcu.org/loanapp/quickapp.html
May 2009: Our largest
loan volume month in history! Members enjoy low rates and friendly services.
Feb 2009: GCC FCU's assets surpass $7,000,000 (seven million)
Debit / ATM Cards Arrive!
After years of planning our dreams have come true. Members will be delighted
to discover we are now able to offer Debit cards and ATM cards! Application
may be made by contacting the credit union at creditunion@grantcountyfcu.org
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