GCC Federal Credit Union
 
Grant County Community Federal Credit Union

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Groundbreaking on the new building site!

What's New at Credit Union

 



OCTOBER 2009

TO VIEW SEPTEMBER 30TH FLYER:
JPG PAGE ONE
JPG PAGE TWO
PDF PAGE ONE
PDF PAGE TWO

The following information is included in our September 2009 30TH Flyer. It is repeated here in case you did not get it, or cannot view PDF or JPG formats.


ANNUAL MEETING
Due to current economic pressures and conditions there will be NO COST to attend our 2009 Annual meeting. No meal will be provided. Please join us at the Marion IVY Tech Campus (just South of our Main branch), December 9, 2009, 6:30 PM. Snacks, gifts, door prizes, and a meeting will be included at NO COST.
We will vote for three board positions!
No RSVP required!!

TRANSFER A LOAN AND SAVE
Recent surveys report the average person could reduce their loan rate by at least 2% simply by transferring their loan from a bank to GCC FCU. This simple change could save you over $600 on $10,000 borrowed for 5 years. Refer a friend… your "gift" will keep giving and giving for 5 years!

RATES AND FEES
November 1, 2009

Account Research / ½ hr 10.00
ACH Notice of Change 2.00
ACH Return Item 5.00
Airmail Monthly Statements 5.00
Cashier's Check 3.00
Check Cashing (<$50 savings,
no other services) 5.00
Check, (foreign) 6.25
Check Overdraft (NSF) (per draft / ACH) 25.00
Check Stop Payment Order (per order). 10.00
Check Writing (ck written by GCCFCU) 3.00
Copy: Canceled Draft 5.00
Copy: Monthly Statement. 5.00
Debit / ATM Card Replacement 10.00
Debit Overdraft 25.00
Dormant account (monthly) 5.00
IRA Annual Fee 30.00
IRA Open / Close 10.00
IRA Prior Year Contribution 10.00
IRA Minimum Balance 500.00
Minimum Balance (per member) 5.00
Minimum Deposit/Draft Account 50.00
Money Order 3.00
Loan Late Payment 15.00
Overdraft Transfer (automatic). 2.00 Return, Deposited Item 10.00
Return, Check for Payment 25.00
Safe Deposit Boxes (annual fee) 10.00 -35.00
Stmt Reconciling / Research (per ½ hr) 10.00
Visa Late Payment 25.00
Visa Over Limit 25.00
Visa Replacement Card 10.00
Wire, Incoming 8.00
Wire, CU to CU Transfer (within system) 2.00
Wire, Outgoing (domestic) 8.00
Wire, Outgoing (international) 40.00


FEDERAL EXAMINATION
Recently our Federal Examiner was pleased with the financial condition of GCC FCU. After moving into our new building, GCC FCU's budget is still looking good!

GCC FCU VISA
The Card of Choice
GCC FCU's Visa provides:
· Cash Back on EVERY purchase.
· 25 days grace period.
· Free Online reviews and payment methods available.
· And, if you have a problem, a PERSON to talk to!!

DID YOU KNOW….

While being a smaller credit union with personal attention, GCC FCU has several products designed to make life easy for you. Some are specifically designed to help prevent fraud.
All of these products are provided
FREE OF CHARGE…

DEBIT & ATM CARDS
ONLINE BANKING
ONLINE STATEMENTS
ONLINE BILL PAY
WEB SITE
VISA CARDS
ONLINE VISA
ONLINE HELP

NEW OFFICE HOURS
Effective Nov. 1, 2009

Main
Lobby
M-F 9:00 - 4:00
Drive Thru
M -TH 8:30 - 4:30
FRI 8:30 - 5:00

Downtown
MON 8:00 - 1:00, 2:00- 4:30
T/W/TH 8:00 - 1:00
FRI 8:00 - 1:00, 2:00- 5:00

SAVE WITH GCCFCU'S NEW PROGRAMS…

During hard times, GCC FCU is please to announce three new programs designed to provide savings to your and your family….

MEMBER LOYALTY DISCOUNTS
GCC FCU members with active services may now be eligible for EVEN LOWER LOAN RATES. Receive additional discounts on your loan rates for having the following active services at GCC FCU:
· Other Loans
· Direct Payroll Deposit
· Certificate of Deposit
· Checking
· VISA Card
· IRA

SUPER SAVER CLUB (COMING SOON)
Join our Super Saver Club. Discounts abound including:
Ø$100,000 in AD&D - CC
ØCash Rewards - Registered Card
ØCompanion Airfare
ØDiscounted Gift Cards
ØOnline Local Savings
ØMy GetAway
ØEveryday Rebates
ØSavers Club Discount Book
-Movie Tickets
-Grocery Coupons
-Half-price Hotel Offerings

PRESCRIPTION / RX CARD (COMING SOON)
GCC FCU's new Rx Pharmacy Card will provide discounted prescriptions, medical supplies, and much, much more. At no cost to you, an average of 30% - 50% savings may be provided at many local and national pharmacies, etc. Web access will provide even more savings programs.
Again: at no cost to you!!

 


 

 

Bob Hudson Letter

July 2009: GCC FCU's assest surpass $7,500,000 (seven and a half million) 2009's asset goal has been achieved in only 6 months!

June 2009: Where is the recession we have been hearing? After May's larges month ever in loan volume, JUNE DOUBLED MAY!!! I guess the word is out... GCC FCU is the place to get your next loan! Apply online at www.grantcountyfcu.org/loanapp/quickapp.html

May 2009: Our largest loan volume month in history! Members enjoy low rates and friendly services.

Feb 2009: GCC FCU's assets surpass $7,000,000 (seven million)

Debit / ATM Cards Arrive!
After years of planning our dreams have come true. Members will be delighted to discover we are now able to offer Debit cards and ATM cards! Application may be made by contacting the credit union at creditunion@grantcountyfcu.org

 

Equal Housing Lender
Equal Housing Lender

Your Savings Insured to $100,000
NCUA
National Credit Union Administration
a U.S. Government Agency

 


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